Ã×ÀÖÃ×ÀÖÌåÓýÖÐÎĹÙÍø

Ã×ÀÖÃ×ÀÖÌåÓýÖÐÎĹÙÍø:Õã½­ÊÔˮƱ¾Ý¾­¼ÍÈËÖÆ¶È ÍÆ¶¯Êг¡¹«¿ªÍ¸Ã÷»¯

2014Äê05ÔÂ09ÈÕ 17:09   À´Ô´£ºÖйúÐÂÎÅÍø   ÕÔêʽ¿ Äß³¿ç÷
[´òÓ¡±¾¸å]
[×ֺŠ´ó ÖРС]
[ÊÖ»ú¿´ÐÂÎÅ]

¡¡¡¡Ïà½ÏÓÚÅ·ÃÀ·¢´ï¹ú¼Ò£¬ÖйúµÄƱ¾ÝÊг¡·¢Õ¹Ã÷ÏÔÂäºó£¬È±·¦Æ±¾Ý¾­¼ÍÈËÖÆ¶ÈÎÞÒÉÊÇÊø¸¿Êг¡·¢Õ¹µÄÖØÒªÔ­ÒòÖ®Ò»¡£Ä¿Ç°£¬¹úÄÚÊ×¼ÒÃ×ÀÖÃ×ÀÖÌåÓýÖÐÎĹÙÍøÐÔÆ±¾Ý½»Ò×ÐÅϢƽ̨¡ª¡ªÐÂÕãÆ±¾Ý¾­¼Íƽ̨(CBT)ÒÑÂä»§Õã½­Ê¡º¼ÖÝ£¬¸Ãƽּ̨ÔÚ½¨Á¢Æ±¾Ý¾­¼ÍÈËÖÆ¶È£¬Íƶ¯Êг¡¹«¿ªÍ¸Ã÷¡£

¡¡¡¡½ØÖÁ2013Ä꣬½ðÈÚ»ú¹¹ÄêÀÛ¼ÆÆ±¾ÝÌùÏÖÁ¿´ïµ½45.7ÍòÒÚ£¬Ï൱ÓÚµ±ÄêÖйú¹úÄÚÉú²ú×ÜÖµµÄ80%¡£ÖйúƱ¾ÝÊг¡Õý¾­Àú´ó·¢Õ¹£¬µ«±È½ÏÅ·ÃÀ·¢´ïµÄƱ¾ÝÌùÏÖϵͳ£¬ÏÖ½×¶ÎÖйúµÄƱ¾ÝÊг¡·¢Õ¹Ã÷ÏÔÂäºó£¬È±·¦Æ±¾Ý¾­¼ÍÈËÖÆ¶ÈÎÞÒÉÊÇÊø¸¿Êг¡·¢Õ¹µÄÖØÒªÔ­ÒòÖ®Ò»¡£

¡¡¡¡Æ±¾Ý¾­¼ÍÈË(bill broker)ÓÖ³ÆÌùÏÖÆ±¾Ý¾­¼ÍÈË£¬°´Å·ÃÀµÄϰ¹ß£¬Æ±¾Ý¾­¼ÍÈ˳£ÏòÒøÐÐÈÚͨ¶ÌÆÚ×ʽ𣬻¹¿îÆÚÏÞºÜÉÙ³¬¹ý10Ì죻³ý´ËÖ®ÍâÆ±¾Ý¾­¼ÍÈËÒàÎüÊÕ¹«ÖÚ´æ¿î£¬ÒÔ×÷ΪҵÎñÖÜת֮Óá£ÓÉÓÚÆ±¾Ý¾­¼ÍÈËÐèÒª¾Þ¶îµÄ×ʽð²ÅÄÜÖÜת£¬Òò´ËÆä¶àΪ¹«Ë¾×éÖ¯¡£

¡¡¡¡Æ±¾Ý¾­¼ÍÈ˵ÄǰÉíÊÇÆ±¾ÝÖнé¡£

¡¡¡¡»Ø¹ËÀúÊ·£¬Æð²½ÓÚÉÏÊÀ¼Í90Äê´úµÄƱ¾ÝÊг¡µÃÒÔʵÏÖ´Ó°×ÊÖÆð¼Òµ½ÊýÊ®ÍòÒÚÁ¿¼¶µÄ¿çÔ½£¬Æ±¾ÝÖнéÔÚÆäÖз¢»ÓÖØÒª×÷Óᣵ«ÊÇËæ×ÅÃ×ÀÖÃ×ÀÖÌåÓýÖÐÎĹÙÍøÉç»áµÄ·¢Õ¹£¬Æ±¾ÝÖнéÏÔÈ»ÒѲ»ÄÜÂú×ãÈÕÒæ¹æ·¶µÄ½ðÈÚÐèÇó¡£

¡¡¡¡Ä¿Ç°£¬¹úÄÚÆ±¾ÝÊг¡ÒѳöÏÖרҵ»¯¡¢¹«Ë¾»¯µÄƱ¾Ý¾­¼Í¹«Ë¾£¬Æä¹æÄ£¡¢ÈËÔ±ËØÖʺÍÒµÎñÁ¿ÒѾ­Ô¶³¬¹ýƱ¾ÝÖн飬Ö÷Òª·Ö²¼ÔÚ³¤Èý½Ç¡¢ÖéÈý½Ç¡¢»·²³º£µØÇø¡£¾Ý¹À¼Æ£¬Í¨¹ýƱ¾Ý¾­¼Í¹«Ë¾½øÐÐÖ±½ÓÌùµÄÊýÁ¿Ô¼ÎªÆ±¾ÝÇ©·¢×ÜÁ¿µÄ43.5%£¬×ªÌûÒµÎñÁ¿Ô¼Õ¼È«²¿×ªÌûÁ¿µÄ25%¡£¶ø×÷ΪֱÌùÒµÎñµÄÖ÷Ì塪¡ªÅ©ÐÅÉ磬ͨ¹ýƱ¾Ý¾­¼Í¹«Ë¾½øÐеÄÖ±ÌùÒµÎñռȫ²¿Ö±ÌùÁ¿µÄ±ÈÀý¸ß´ï60%ÒÔÉÏ¡£

¡¡¡¡¶ÔÓÚÆ±¾ÝÊг¡µÄ±ä»¯£¬ÕÅ´ïîý˵µ½£º¡°2008ÄêÒÔǰ£¬Æ±¾ÝÊг¡²»ÍêÉÆ£¬ÆóÒµ¶ÔÊг¡²»Á˽⣬¶ÔƱ¾ÝʹÓÃÒ²²»ÇåÎú£¬²»ÖªµÀÈçºÎÕýÈ·±äÏÖ¡£Êг¡ÒÔÆ±¾ÝÖнéΪÖ÷µ¼£¬ÌùÏÖÂʷdz£¸ß£¬ÓÐʱÉõÖÁ¸ß´ï8%µã¶à¡£µ«ÊÇ2008ÄêÖ®ºó£¬Êг¡¾­¹ýһЩÁеıä¸ï£¬ÖнéµÄ¾ºÕùÔ½À´Ô½¼¤ÁÒ£¬ÆóÒµµÄÊг¡ÒâʶµÈÒ²¿ªÊ¼ÇåÎú£¬ÖнéÉú´æÔ½À´Ô½ÄÑ¡£ÕâÖÖÇ÷ÊÆÕýÊÇÆ±¾ÝÊг¡¹æ·¶»¯¡¢Í¸Ã÷»¯µÄÇ÷ÊÆ¡£¡±

¡¡¡¡¡°Æ±¾Ý¾­¼ÍÈËÓëÆ±¾ÝÖнéµÄ×î´óÇø±ðÔÚÓÚ£ºÖнéͨ¹ýÔÚÆóÒµºÍÒøÐÐÖ®¼äÇ£Ïß´îÇÅ£¬×¬È¡Àû²îÓëÓ¶½ð£¬¶ø¾­¼ÍÈ˲»ÒÔÀû²îÓëÓ¶½ð×÷ΪÀûÈóµã£¬Ö»ÊÇ·þÎñ·½¡£¡±ÕÅ´ïîýͬʱ±íʾ¡£

¡¡¡¡¡°ÎÒÃÇÏ£ÍûÄÜѰÇ󯱾ÝÖнéÈËÏò¾­¼ÍÈËÉí·ÝµÄת±ä¡£¡±ÕÅ´ïîý˵£¬Ëæ×ÅÆ±¾ÝÊг¡Í¸Ã÷¶ÈµÄ²»¶ÏÌáÉý£¬Êܸ÷·½Ñ¹Á¦ËùÖ£¬Öн鵽¾­¼ÍÈ˵ÄתÐÍÊÇÒ»¸ö±ØÈ»£¬½«ÖнéÊÖÖеľ­ÑéÓë×ÊԴͨ¹ýÐÅϢƽ̨½øÐй²Ïí£¬Ò²±Ø½«´Ù½øCBTƽ̨µÄ·¢Õ¹¡£

¡¡¡¡µ«ÊǶÔÓÚÆ±¾Ý¾­¼ÍÈËÖÆ¶ÈÉÐ佨Á¢µÄÖйúƱ¾ÝÊг¡À´Ëµ£¬ÈçºÎ¹æ·¶Æ±¾ÝÖн飬ÁîÆäת±äΪÕý¹æ¾­¼ÍÈË£¬´Ó¶øÌáÉýƱ¾ÝÊг¡µÄ͸Ã÷¶È·þÎñ£¿

¡¡¡¡¡°Ê×ÏÈ£¬ÎÒÃÇ»áÒªÇóÆä³ÖÖ¤ÉϸÚ£¬ÓëÒøÐС¢Òø¼àºÏ×÷£¬¶Ô¾­¼ÍÈ˽øÐÐÅàѵ£¬½¨Á¢ÐÅÓþÆÀ¼Û¡¢µÈ¼¶¿¼ºËÖÆ¶ÈµÈ£»Í¬Ê±Ï£ÍûÍÆ¶¯Õû¸öÊг¡µÄ·¢Õ¹£¬½ø¶øÍƶ¯Æ±¾Ý¾­¼ÍÈËÖÆ¶ÈµÄÕýʽ½¨Á¢¡£¡±ÕÅ´ïîý̸µ½CBTµÄ¹æ»®¡£

¡¡¡¡Æ±¾Ý£¬×÷Ϊ½ðÈÚ²úÆ·µÄÖØÒª³ÉÔ±Ö®Ò»£¬ÔÚÏÖ½ñÖйú½ðÈÚÊг¡´ó¸Ä¸ï¡¢´ó·¢Õ¹µÄ½ø³ÌÖÐÓ­À´»úÓö£¬ÊµÏÖ×ÔÉíͻΧÊDZØÈ»Ç÷ÊÆ¡£ÐÂÕãÆ±¾Ý¾­¼Íƽ̨µÄ´óµ¨ÊÔË®¡¢Ñ°ÇóÍ»ÆÆ¸üÊÇΪƱ¾ÝÊг¡×¢ÈëÁË»îË®¡£

¡¡¡¡¡°ÒªÓó¤Ô¶µÄÑ۹⿴Ʊ¾ÝÊг¡µÄ·¢Õ¹£»ÒªÓÐÍÆ¶¯Æ±¾ÝÊг¡·¢Õ¹¡¢Ìá¸ßÆä͸Ã÷¶ÈµÄ¶¯Á¦ºÍÐÅÄҪÇÐʵ×öºÃ°ñÑùºÍ´øÍ·×÷Ó㬴ٽøÊг¡¿ª·Å£¬ÍƽøÆ±¾ÝÊг¡½¡¿µ·¢Õ¹¡£ÐÂÕãÆ±¾ÝÐÅϢƽ̨£¬³Ã×Å´ó»·¾³µÄÀûºÃ£¬ÀûÓÃÃâ·Ñ½»Ò׺Í×¢²áµÄÓÅÊÆ£¬ÖÂÁ¦ÓÚÖйúƱ¾ÝÊг¡µÄ½¡¿µ·¢Õ¹¡£¡±ÕÅ´ïîýÈçÊÇ˵µ½¡£

¡¡¡¡ÕÅ´ïîýͬʱ±íʾ£º¡°ÃÀ¹úÓµÓÐÏ൱·¢´ïµÄÉÌÒµ»ãƱÊг¡£¬¸ù±¾µã¾ÍÔÚÓÚÆäÉç»áÐÅÓþÌåϵµÄÍêÉÆ¡£µ«ÕâÒ»µã£¬ÖйúÊг¡»¹ÊǺܱ¡ÈõµÄ¡£Ò²ÕýÊÇÒòΪÐÅÓþÌåϵµÄȱ·¦£¬ºÜ¶àºÍCBTÀàËÆÐÔÖÊµÄÆ±¾Ý¹«Ë¾¶¼ÒÔʧ°Ü¶ø¸æÖÕ¡£µ«ÏÖÔÚ½ðÈÚÊг¡¸Ä¸ïµÄ»úÓöÈÃÎÒÃÇÓÖÖØÊ°ÐÅÐÄ£¬¾öÐÄÔÚÃþË÷ÖÐÍÆ¶¯ÖйúƱ¾ÝÊг¡¸ü͸Ã÷һЩ¡£¡±

£¨ÔðÈα༭£ºÐ쵤Ñó£©

¾«²ÊͼƬ
Ã×ÀÖÃ×ÀÖÌåÓý(Öйú)ÊÖ»ú°æÏÂÔØ|Ã×ÀÖÃ×ÀÖÌåÓý¹Ù·½ÍøÕ¾